How successful a credit union is at making money has an effect on its safety and soundness. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to address problematic loans, likely making the credit union more resilient in times of trouble. Conversely, losses take away from a credit union's ability to do those things.
SHARED RESOURCES scored 6 out of a possible 30 on Bankrate's test of earnings, lower than the national average of 10.11.
One sign that SHARED RESOURCES is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.