A credit union's profitability affects its safety and soundness. A credit union can retain its earnings, giving a boost to its capital cushion, or use them to deal with problematic loans, likely making the credit union better able to withstand economic trouble. Conversely, losses take away from a credit union's ability to do those things.
SERVICE STATION DEALERS fell behind the national average on Bankrate's earnings test, achieving a score of 0 out of a possible 30.
One sign that SERVICE STATION DEALERS is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.