How successful a credit union is at earning money affects its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or use them to address problematic loans, likely making the credit union better able to withstand economic shocks. Credit unions that are losing money, however, have less ability to do those things.
SCHOOLS FINANCIAL scored 20 out of a possible 30 on Bankrate's earnings test, beating the national average of 10.11.
SCHOOLS FINANCIAL had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, an indication that it's outperforming its peers in this area.