THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and affords protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial stability, capital is valuable. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, SANTO CHRISTO received a score of 10 out of a possible 30 points, lower than the national average of 15.65.
SANTO CHRISTO's capitalization ratio of 10.00 percent in our test was less than the average for all credit unions, suggesting that it's weaker than its peers.