How successful a credit union is at making money affects its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or use them to address problematic loans, potentially making the credit union better able to withstand financial trouble. Credit unions that are losing money, however, are less able to do those things.
SAN JOAQUIN POWER EMPLOYEES fell behind the national average on Bankrate's test of earnings, achieving a score of 6 out of a possible 30.
SAN JOAQUIN POWER EMPLOYEES had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, an indication that it's doing better than its peers in this area.