A credit union's ability to earn money affects its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or use them to address problematic loans, likely making the credit union better prepared to withstand financial trouble. Conversely, losses take away from a credit union's ability to do those things.
On Bankrate's earnings test, SAINT VINCENT ERIE scored 4 out of a possible 30, failing to reach the national average of 10.11.
SAINT VINCENT ERIE had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, an indication that it's doing better than its peers in this area.