A credit union's ability to earn money has an effect on its safety and soundness. Earnings can be retained by the credit union, expanding its capital buffer, or be used to address problematic loans, potentially making the credit union more resilient in tough times. Credit unions that are losing money, however, are less able to do those things.
SACRAMENTO scored 16 out of a possible 30 on Bankrate's test of earnings, exceeding the national average of 10.11.
One indication that SACRAMENTO is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.