How successful a credit union is at earning money affects its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or use them to address problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, reduce a credit union's ability to do those things.
S. C. H. D. DIST #7 scored 18 out of a possible 30 on Bankrate's test of earnings, beating out the national average of 10.11.
One sign that S. C. H. D. DIST #7 is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.