How successful a credit union is at making money has an effect on its long-term survivability. Earnings may be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. Losses, on the other hand, reduce a credit union's ability to do those things.
ROMEOVILLE COMMUNITY scored 8 out of a possible 30 on Bankrate's test of earnings, lower than the national average of 10.11.
One indication that ROMEOVILLE COMMUNITY is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.