THE INSTITUTION'S SCORE
When it comes to measuring a credit union's financial stability, capital is key. It acts as a cushion against losses and provides protection for members during times of financial instability for the credit union. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, ROME KRAFT EMPLOYEES racked up 30 out of a possible 30 points, better than the national average of 15.65.
ROME KRAFT EMPLOYEES had a capitalization ratio of 30.00 percent in our test, higher than the average for all credit unions, an indication that it's on more solid financial footing than its peers.