How successful a credit union is at earning money affects its safety and soundness. Earnings may be retained by the credit union, giving a boost to its capital buffer, or be used to address problematic loans, potentially making the credit union better able to withstand financial trouble. Losses, on the other hand, reduce a credit union's ability to do those things.
RINCONES PRESBYTERIAN scored 10 out of a possible 30 on Bankrate's earnings test, failing to reach the national average of 10.11.
RINCONES PRESBYTERIAN had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, a sign that it's running ahead of its peers in this area.