THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and as protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an a credit union's financial stability, capital is key. From a safety and soundness perspective, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, RIM COUNTRY received a score of 12 out of a possible 30 points, less than the national average of 15.65.
RIM COUNTRY appears to be on less solid financial footing than its peers in this area, with a capitalization ratio of 12.00 percent in our test, lower than the average for all credit unions.