THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and affords protection for members during periods of financial instability for the credit union. Therefore, when it comes to measuring an an institution's financial resilience, capital is key. From a safety and soundness perspective, the more capital, the better.
On our test to measure capital adequacy, RICHLAND PARISH SCHOOLS achieved a score of 30 out of a possible 30 points, beating the national average of 15.65.
RICHLAND PARISH SCHOOLS's capitalization ratio of 30.00 percent in our test was above the average for all credit unions, suggesting that it's stronger than its peers.