THE INSTITUTION'S SCORE
Capital works as a buffer against losses and as protection for members when a credit union is experiencing financial trouble. Therefore, when it comes to measuring an a credit union's financial fortitude, capital is valuable. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, RED CROWN received a score of 6 out of a possible 30 points, failing to reach the national average of 15.65.
RED CROWN appears to be weaker than its peers in this area, with a capitalization ratio of 6.00 percent in our test, less than the average for all credit unions.