THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and affords protection for members when a credit union is experiencing financial trouble. Therefore, when it comes to measuring an a credit union's financial stability, capital is useful. From a safety and soundness perspective, the higher the capital, the better.
READING MASS. TOWN EMPLOYEES did better than the national average of 15.65 points on our test to measure the adequacy of a credit union's capital, achieving a score of 20 out of a possible 30 points.
READING MASS. TOWN EMPLOYEES appears to be stronger than its peers, with a capitalization ratio of 20.00 percent in our test, above the average for all credit unions.