How successful a credit union is at earning money has an effect on its safety and soundness. Earnings may be retained by the credit union, giving a boost to its capital cushion, or be used to address problematic loans, potentially making the credit union better able to withstand financial trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
PRINCETON scored 4 out of a possible 30 on Bankrate's test of earnings, below the national average of 10.11.
One sign that PRINCETON is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.