How successful a credit union is at making money affects its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital cushion, or be used to deal with problematic loans, likely making the credit union better able to withstand economic shocks. Conversely, losses lessen a credit union's ability to do those things.
On Bankrate's earnings test, POWERNET scored 6 out of a possible 30, below the national average of 10.11.
One indication that POWERNET is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.