THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members during times of economic instability for the credit union. Therefore, when it comes to measuring an a credit union's financial resilience, capital is important. When looking at safety and soundness, more capital is better.
POSTAL scored 28 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, above the national average of 15.65.
POSTAL had a capitalization ratio of 28.00 percent in our test, above the average for all credit unions, suggesting that it's more well prepared for financial trouble than its peers.