A credit union's profitability has an effect on its safety and soundness. Earnings may be retained by the credit union, increasing its capital buffer, or be used to address problematic loans, potentially making the credit union better able to withstand economic shocks. Conversely, losses take away from a credit union's ability to do those things.
On Bankrate's earnings test, POSTAL FAMILY CREDIT UNION, INC. scored 6 out of a possible 30, lower than the national average of 10.11.
POSTAL FAMILY CREDIT UNION, INC. had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's running ahead of its peers in this area.