THE INSTITUTION'S SCORE
Capital works as a cushion against losses and as protection for members when a credit union is experiencing financial trouble. Therefore, when it comes to measuring an an institution's financial stability, capital is important. When it comes to safety and soundness, the higher the capital, the better.
POST OFFICE CU OF MD, INC. did better than the national average of 15.65 points on our test to measure capital adequacy, receiving a score of 30 out of a possible 30 points.
POST OFFICE CU OF MD, INC. had a capitalization ratio of 30.00 percent in our test, higher than the average for all credit unions, an indication that it's stronger than its peers.