A credit union's ability to earn money affects its long-term survivability. Earnings may be retained by the credit union, expanding its capital cushion, or be used to deal with problematic loans, potentially making the credit union better able to withstand economic shocks. However, credit unions that are losing money have less ability to do those things.
PORT CHESTER TEACHERS received below-average marks on Bankrate's earnings test, achieving a score of 8 out of a possible 30.
PORT CHESTER TEACHERS had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, suggesting that it's doing better than its peers in this area.