A credit union's earnings performance has an effect on its long-term survivability. Earnings can be retained by the credit union, boosting its capital cushion, or be used to address problematic loans, likely making the credit union more resilient in times of trouble. Conversely, losses lessen a credit union's ability to do those things.
POMONA POSTAL scored 6 out of a possible 30 on Bankrate's test of earnings, failing to reach the national average of 10.11.
One indication that POMONA POSTAL is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.