THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and as protection for members during times of economic instability for the credit union. Therefore, when it comes to measuring an a credit union's financial resilience, capital is essential. When looking at safety and soundness, the higher the capital, the better.
POINT BREEZE scored 18 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, exceeding the national average of 15.65.
POINT BREEZE appears to be stronger than its peers, with a capitalization ratio of 18.00 percent in our test, better than the average for all credit unions.