THE INSTITUTION'S SCORE
Capital works as a cushion against losses and as protection for members when a credit union is experiencing economic instability. Therefore, when it comes to measuring an an institution's financial fortitude, capital is valuable. When looking at safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, PARKVIEW COMMUNITY scored 16 out of a possible 30 points, exceeding the national average of 15.65.
PARKVIEW COMMUNITY had a capitalization ratio of 16.00 percent in our test, equal to the average for all credit unions, suggesting that it's running neck and neck with its peers.