A credit union's ability to earn money affects its long-term survivability. Earnings can be retained by the credit union, giving a boost to its capital cushion, or be used to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Conversely, losses reduce a credit union's ability to do those things.
P.S.E. & G. NUCLEAR EMPLOYEES scored 10 out of a possible 30 on Bankrate's test of earnings, failing to reach the national average of 10.11.
P.S.E. & G. NUCLEAR EMPLOYEES had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's beating its peers in this area.