THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and affords protection for members during periods of financial trouble for the credit union. Therefore, when it comes to measuring an an institution's financial strength, capital is useful. When it comes to safety and soundness, more capital is better.
On our test to measure the adequacy of a credit union's capital, NUTMEG STATE FINANCIAL racked up 20 out of a possible 30 points, better than the national average of 15.65.
NUTMEG STATE FINANCIAL appears to be more resilient than its peers, with a capitalization ratio of 20.00 percent in our test, above the average for all credit unions.