THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and as protection for members when a credit union is struggling financially. It follows then that when it comes to measuring an a credit union's financial stability, capital is essential. When it comes to safety and soundness, the more capital, the better.
On our test to measure capital adequacy, NU COMMUNITY received a score of 8 out of a possible 30 points, failing to reach the national average of 15.65.
NU COMMUNITY appears to be on less solid financial footing than its peers in this area, with a capitalization ratio of 8.00 percent in our test, below the average for all credit unions.