THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and affords protection for members when a credit union is struggling financially. It follows then that when it comes to measuring an a credit union's financial resilience, capital is essential. When it comes to safety and soundness, the more capital, the better.
On our test to measure capital adequacy, NORTHWEST CONSUMERS received a score of 14 out of a possible 30 points, coming in below the national average of 15.65.
NORTHWEST CONSUMERS had a capitalization ratio of 14.00 percent in our test, lower than the average for all credit unions, suggesting that it's weaker than its peers.