A credit union's profitability affects its safety and soundness. Earnings can be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, likely making the credit union better able to withstand financial trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
On Bankrate's test of earnings, NORTHROP GRUMMAN scored 4 out of a possible 30, failing to reach the national average of 10.11.
One indication that NORTHROP GRUMMAN is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.