How successful a credit union is at earning money affects its safety and soundness. Earnings may be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Obviously, credit unions that are losing money are less able to do those things.
NORTHLAND TEACHERS COMMUNITY fell behind the national average on Bankrate's test of earnings, achieving a score of 0 out of a possible 30.
One indication that NORTHLAND TEACHERS COMMUNITY is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.