How successful a credit union is at making money has an effect on its long-term survivability. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to deal with problematic loans, likely making the credit union more resilient in tough times. However, credit unions that are losing money are less able to do those things.
NORTHERN STAR CREDIT UNION, INC. fell behind the national average on Bankrate's earnings test, achieving a score of 6 out of a possible 30.
One indication that NORTHERN STAR CREDIT UNION, INC. is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.