THE INSTITUTION'S SCORE
Capital works as a cushion against losses and provides protection for members during times of economic instability for the credit union. Therefore, a credit union's level of capital is a key measurement of its financial fortitude. From a safety and soundness perspective, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, NORTHEAST COMMUNITY scored 22 out of a possible 30 points, beating the national average of 15.65.
NORTHEAST COMMUNITY appears to be on more solid financial footing than its peers, with a capitalization ratio of 22.00 percent in our test, above the average for all credit unions.