How successful a credit union is at making money has an effect on its safety and soundness. Earnings may be retained by the credit union, boosting its capital cushion, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. Obviously, credit unions that are losing money are less able to do those things.
NORTH LITTLE ROCK EDUCATORS scored 0 out of a possible 30 on Bankrate's test of earnings, failing to reach the national average of 10.11.
NORTH LITTLE ROCK EDUCATORS had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, suggesting that it's doing better than its peers in this area.