THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and affords protection for members during times of financial trouble for the credit union. It follows then that when it comes to measuring an an institution's financial fortitude, capital is important. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, NEIGHBORS achieved a score of 22 out of a possible 30 points, above the national average of 15.65.
NEIGHBORS had a capitalization ratio of 22.00 percent in our test, better than the average for all credit unions, a sign that it's stronger than its peers.