How successful a credit union is at making money affects its safety and soundness. A credit union can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in times of trouble. Conversely, losses lessen a credit union's ability to do those things.
NATIONAL INSTITUTES OF HEALTH underperformed the average on Bankrate's earnings test, achieving a score of 8 out of a possible 30.
One indication that NATIONAL INSTITUTES OF HEALTH is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.