A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, expanding its capital buffer, or put them to work addressing problematic loans, likely making the credit union better able to withstand economic shocks. However, credit unions that are losing money are less able to do those things.
On Bankrate's earnings test, N.H. COMMUNITY scored 12 out of a possible 30, exceeding the national average of 10.11.
N.H. COMMUNITY had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, a sign that it's beating its peers in this area.