How successful a credit union is at making money affects its long-term survivability. Earnings can be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, potentially making the credit union more resilient in tough times. However, credit unions that are losing money have less ability to do those things.
On Bankrate's test of earnings, MOCSE scored 18 out of a possible 30, beating the national average of 10.11.
One sign that MOCSE is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.