A credit union's earnings performance has an effect on its safety and soundness. Earnings may be retained by the credit union, boosting its capital buffer, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand economic shocks. Conversely, losses diminish a credit union's ability to do those things.
MOBILITY CREDIT UNION scored 14 out of a possible 30 on Bankrate's earnings test, beating the national average of 10.11.
MOBILITY CREDIT UNION had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, suggesting that it's running ahead of its peers in this area.