How successful a credit union is at earning money has an effect on its safety and soundness. Earnings may be retained by the credit union, giving a boost to its capital buffer, or be used to deal with problematic loans, likely making the credit union more resilient in times of trouble. However, credit unions that are losing money are less able to do those things.
On Bankrate's test of earnings, MNCPPC scored 18 out of a possible 30, better than the national average of 10.11.
One sign that MNCPPC is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.