How successful a credit union is at making money has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or use them to deal with problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses lessen a credit union's ability to do those things.
MIDWEST COMMUNITY scored 14 out of a possible 30 on Bankrate's earnings test, beating the national average of 10.11.
MIDWEST COMMUNITY had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, an indication that it's doing better than its peers in this area.