A credit union's profitability has an effect on its long-term survivability. Earnings may be retained by the credit union, increasing its capital cushion, or be used to address problematic loans, likely making the credit union more resilient in tough times. Conversely, losses take away from a credit union's ability to do those things.
MERIDIA COMMUNITY received above-average marks on Bankrate's earnings test, achieving a score of 18 out of a possible 30.
MERIDIA COMMUNITY had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, suggesting that it's beating its peers in this area.