How successful a credit union is at making money affects its long-term survivability. A credit union can retain its earnings, giving a boost to its capital cushion, or use them to deal with problematic loans, likely making the credit union better able to withstand economic trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's test of earnings, MEMBERS' ADVANTAGE scored 18 out of a possible 30, above the national average of 10.11.
One indication that MEMBERS' ADVANTAGE is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.