A credit union's profitability affects its safety and soundness. Earnings may be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, lessen a credit union's ability to do those things.
MCDOWELL CORNERSTONE scored 6 out of a possible 30 on Bankrate's test of earnings, lower than the national average of 10.11.
MCDOWELL CORNERSTONE had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, suggesting that it's doing better than its peers in this area.