THE INSTITUTION'S SCORE
Capital works as a cushion against losses and provides protection for members when a credit union is experiencing financial trouble. Therefore, an institution's level of capital is a useful measurement of its financial strength. When looking at safety and soundness, the more capital, the better.
LANDMARK came in below the national average of 15.65 on our test to measure capital adequacy, receiving a score of 10 out of a possible 30 points.
LANDMARK appears to be weaker than its peers in this area, with a capitalization ratio of 10.00 percent in our test, below the average for all credit unions.