A credit union's ability to earn money affects its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or use them to deal with problematic loans, likely making the credit union better able to withstand financial trouble. Credit unions that are losing money, however, have less ability to do those things.
KINETIC scored 8 out of a possible 30 on Bankrate's test of earnings, below the national average of 10.11.
One indication that KINETIC is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.