THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and affords protection for members when a credit union is experiencing economic instability. Therefore, an institution's level of capital is a useful measurement of its financial resilience. When it comes to safety and soundness, the more capital, the better.
On our test to measure capital adequacy, JEFF DAVIS TEACHERS achieved a score of 28 out of a possible 30 points, exceeding the national average of 15.65.
JEFF DAVIS TEACHERS appears to be on more solid financial footing than its peers, with a capitalization ratio of 28.00 percent in our test, higher than the average for all credit unions.