How successful a credit union is at earning money has an effect on its safety and soundness. A credit union can retain its earnings, increasing its capital cushion, or use them to address problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses take away from a credit union's ability to do those things.
On Bankrate's earnings test, INTEGRUS CREDIT UNION scored 0 out of a possible 30, below the national average of 10.31.
One sign that INTEGRUS CREDIT UNION is performing behind its peers in this area was its earnings ratio of -152.00 percent in our test, lower than the average for all credit unions.