How successful a credit union is at earning money affects its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital cushion, or be used to deal with problematic loans, likely making the credit union better able to withstand economic trouble. Obviously, credit unions that are losing money are less able to do those things.
INLAND VALLEY scored 8 out of a possible 30 on Bankrate's test of earnings, less than the national average of 10.11.
One indication that INLAND VALLEY is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.