How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, giving a boost to its capital cushion, or use them to deal with problematic loans, likely making the credit union better prepared to withstand financial trouble. Credit unions that are losing money, however, have less ability to do those things.
ILA 28 outperformed the average on Bankrate's earnings test, achieving a score of 14 out of a possible 30.
ILA 28 had an earnings ratio of 6.00 percent in our test, higher than the average for all credit unions, suggesting that it's running ahead of its peers in this area.