How successful a credit union is at earning money has an effect on its safety and soundness. A credit union can retain its earnings, giving a boost to its capital cushion, or use them to deal with problematic loans, likely making the credit union better prepared to withstand economic trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
IBM SOUTHEAST EMPLOYEES received above-average marks on Bankrate's test of earnings, achieving a score of 18 out of a possible 30.
One indication that IBM SOUTHEAST EMPLOYEES is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.